Features
for 2024
Bronze
$7900 Deductible
100% after Deductible
1 FREE Office Visit IncludedÂ
Telehealth Included
Silver
$4900 Deductible
100% after Deductible
2 FREE Office Visits Included
Telehealth Included
Gold
$2000 Deductible
50% Coinsurance up to $4000
2 FREE Office Visits Included
Telehealth Included
FREE Teledoc (See exceptions*)
Teladoc Doctors appointments in the privacy of your home. No limit on number of visits! No Copay or deductible!*
Pre-Tax withholding means your insurance premiums lower you taxes! 🙌
Simply put, whatever you pay for your monthly medical insurance premium will lower your taxable income. Lower taxes are always good!
FREE Office visits
Bronze - 1 free office visit (In addition to Preventive)
Silver/Gold - 2 free office visits (In addition to Preventive)
Teledoc appointments at no extra cost
Dermatology via Teladoc (with copay)
Try a dermatology appointment through Teladoc for less expense versus an in-person visit at Truman.
Behavioral Health (Counseling & Psychiatry) via Teladoc (with copay)
Receive counseling services through Teladoc for less expense than you would in person.
Urgent Care
Access to Urgent Care facilities to reduce out of pocket medical expense. (subject to your deductible)
A Free Preventive Office Visit (Your annual Check Up)
Annual Preventive Health Screenings
FREE Preventive Women’s Health Exam
University Health Navigator to help you schedule and plan your care
Chiropractic Care
15 annual visits (subject to your deductible) 20 for Gold
Affordable prescription coverage
*The following are fee based on Teledoc:
*Low Cost Behavioral Health via Teladoc
*Low Cost Dermatology via Teladoc
Annual Flu Shots
 including Diphtheria, Hepatitis A, Hepatitis B, Herpes Zoster, Human Papillomavirus (HPV), Influenza (flu shot), Measles, Meningococcal, Mumps, Pertussis, Pneumococcal, Rubella, Tetanus, Varicella (Chickenpox)
Pap test (also called a Pap smear) every 3 years for women 21 to 65
Human Papillomavirus (HPV) DNA test with the combination of a Pap smear every 5 years for women 30 to 65 who don’t want a Pap smear every 3 years
3D Mammogram Screenings (age dependent – limitations apply)